Aetna Medicare is a comprehensive health insurance plan for seniors that helps cover the costs of hospitalization, doctor visits, prescription drugs, and other medical expenses. It is offered by Aetna, one of the largest health insurance companies in the United States. There are three different types of Aetna Medicare plans Original Medicare, Medicare Advantage, and Medicare Supplement. Each type of plan has its own set of benefits and coverage levels.
Original Medicare is the traditional fee-for-service healthcare program run by the federal government. It consists of two parts: Part A covers hospitalization costs, while Part B covers outpatient care and preventative services. Most people who are eligible for Medicare are automatically enrolled in Original Medicare when they turn 65.
History of Aetna Medicare
Aetna, one of the largest health insurance companies in the United States, offers a Medicare plan for seniors. Aetna has been in business since 1853 and has a long history of providing quality health care coverage to its customers. The company was founded by two physicians, Dr. Eliphalet Adams Bulkeley and Dr. John Dyar Hodge. They started out providing health care coverage to their patients in Hartford, Connecticut. In 1869, they formed the Aetna Insurance Company to provide coverage to more people.
Aetna has always been an innovator in the health insurance industry. In 1873, the company became the first to offer group life insurance. In 1884, it introduced accident insurance. In 1900, it was the first to provide hospitalization insurance. Aetna has also been a leader in providing coverage for new medical technologies and treatments. In the early 1900s, the company began covering x-rays and vaccinations. In the mid-1900s, it began covering mental health services. Today, the company offers a wide range of health care coverage, including Medicare plans.
Aetna’s Medicare plans are available to seniors who are 65 years of age or older. The plans provide coverage for hospitalization, doctor visits, prescription drugs, and other health care needs. Aetna’s Medicare plans are affordable and offer seniors a way to get the health care coverage they need.
Medical Plans By Aetna Medicare
Aetna Medicare is a PDP, HMO, and PPO plan with a Medicare contract. Our SNPs also have contracts with State Medicaid programs. Enrollment in our plans depends on contract renewal.
You can get prescription drug coverage under our medical plans with or without Part D Prescription drug benefits.
Aetna Medicare’s pharmacy network includes limited lower-cost preferred pharmacies in Rural Mississippi, Puerto Rico and the U.S. Virgin Islands. The lower costs advertised in our plan materials for these pharmacies may not be available at all locations.
Some of our plans offer additional benefits that are not covered by Original Medicare (Parts A & B). These benefits are called “supplemental benefits.” Not all plans have the same supplemental benefits.
The plan premium is the monthly amount you pay to the plan to have coverage. The Medicare Part B premium is not included in your plan premium.
You may also have to pay a copayment or coinsurance for some services, and a deductible for some services before the plan begins to pay.
– An annual out-of-pocket maximum* that limits how much you have to spend for covered services in a year
– $0** monthly premiums in many areas (additional costs such as a monthly Part B premium may apply)
– Routine vision and dental coverage, fitness programs, and more (plans vary)
– More choices of doctors and hospitals (plans vary)
– $0** monthly plan premium in many areas for basic prescription drug coverage
– A choice of plans with varying deductibles, coinsurance, and copayments
– Access to over 63,000 pharmacies nationwide
– $0 monthly plan premium in many areas for basic prescription drug coverage
– A choice of plans with varying deductibles, coinsurance, and copayments
– Access to over 63,000 pharmacies nationwide
– $0 monthly plan premium in many areas for basic prescription drug coverage
– A choice of plans with varying deductibles, coinsurance, and copayments
– Access to over 63,000 pharmacies nationwide
– $0 monthly plan premium** in many areas for basic prescription drug coverage
– A choice of plans with varying deductibles, coinsurance, and copayments
– Access to over 63,000 pharmacies nationwide
*An annual out-of-pocket maximum is the most you could spend in a year on covered services. This amount doesn’t include your premiums, balance billing amounts for non-network providers, or costs for services that aren’t covered by the plan.
**You must continue to pay your Medicare Part B premium. The Medicaid Drug Rebate Program may also apply.
Aetna Medicare Advantage Prescription Drug plans are PDP, HMO, and PPO plans with a Medicare contract.
Aetna is an insurance company and does not provide dental care or vision care on its own. Dental and vision coverage, if offered, is included as part of the medical plan benefits and is subject to the terms and conditions of the plan.
